Lino Amaral

Happy 2026 to all! With a New Year comes new opportunities to get yourself on track physically AND financially! It is a GREAT time to review your insurance coverage and financial plans to make sure you and your loved ones are protected through every season of the year!

My team and I are dedicated to helping you navigate your options and find answers to your questions as they relate to protecting what you love, what you own and what you save. Remember, a little preparation today can lead to big savings and security tomorrow!

PLEASE CALL / TEXT to schedule an in person, virtual or phone appointment TODAY!

Our mission is always to exceed our customer's expectations by building quality relationships which enable us to provide excellent service - don't take my word for it, just take a look at our REVIEWS!

We do this by helping customers manage their everyday risks through a combination of proper coverage and reasonable price - this is the foundation of my agency philosophy. Let's have a simple conversation about your current coverages and what they actually do and (don't do) for you and your family! Afterall, you never want to find out you do not have adequate coverage at one of those times when you actually need it!

With more than 30 years of experience in the insurance and financial services sector, and as a proud State Farm policyholder for over 35 years, I am dedicated to addressing all your insurance and financial needs. My previous role as CEO of a not-for-profit fraternal life insurance company has provided me with a unique perspective on risk management and a deep understanding of the vital role insurance plays in safeguarding everything you’ve worked hard to achieve.

As the son of a Portuguese immigrant, family and close friendships hold great significance for me. My wife, Linda, and our three children—Matthew (and Felicia), Monica, and Lindsey—are the center of my life, and I cherish the moments we share together. I am also fortunate to have my parents, who still reside in Rodeo, as an important part of our lives.

Whether it’s family gatherings, cultural celebrations, golf outings, cooking together, or camping adventures, I truly value the blessings life offers. These experiences enrich my life and fuel the passion I bring to both my personal and professional endeavors.

A lifelong resident of Contra Costa County, I am proud to serve as a State Farm Agent in the community where I was raised. Born at Brookside Hospital and raised in Tara Hills, I attended Kerry Hills Elementary, Pinole Jr. High, and graduated from Pinole Valley High School, where I was involved in football, track, student leadership, and my parish at St. Joseph’s Church. The communities of Pinole, Hercules, Rodeo, Port Costa, Crockett, San Pablo, Richmond, and El Cerrito hold a special place in my heart—I truly know West County!

Wherever you live in California, I am licensed to offer the full range of State Farm insurance products, supported by the reliable “Like a Good Neighbor” service that State Farm is known for. I look forward to the chance to assist you!

Whether you need coverage for your Auto, Home, Life, Business, RV, Boat, or Motorcycle insurance or retirement & educational questions, I am here to provide personalized guidance and support. My goal is to empower you with the knowledge and tools necessary to make informed decisions about your insurance options. I look forward to becoming your source for all your insurance needs. Let’s work together to protect your future!